Why Consider Leasing with Dick Clark Associates, Inc.

Why Consider Leasing

In today’s economy of global competition and fast pace growth, many companies are looking for a simple and effective means to meet their equipment acquisition challenges.

While the bank has quite often been the first place companies have looked to in the past for financing, many companies now seek the benefits of lease financing. In fact, recent studies show that 80% of all U.S. companies lease some or all of their equipment and that leasing is the most frequently used method of financing for all equipment types.

Please take a moment to consider leasing as you read the information on this page. Then simply complete the online application or call your DCA lease specialists for your own private consultation.

Leasing is quick, convenient, and flexible

Most applications can be processed quickly without the need for financial statements, business plans, or loan committees. You decide the amount of the lease and the length of term you desire. Longer terms mean lower payments thus allowing you to match your payments with your cash flow.

Leasing conserves working capital by allowing the equipment to pay for itself

When you lease equipment, you allow the equipment to pay for itself as it makes you money. And since there’s typically no down payment to start with, your cash reserves can be used for more important purposes, such as financing inventory, accounts receivable, or the purchase of appreciating assets like real estate.

Leasing offers 100% financing

100% of your equipment cost can be financed through a lease program. That includes freight, installation and some incidental charges. In addition to keeping your capital free, total financing can enable you to get the equipment you really want. So you won’t have to compromise or settle for less than you need.

Leasing opens a new capital source for your company, expanding ability to grow

Leasing the equipment you need, opens a new source of capital available to your company. This helps preserve your established credit lines while giving you the financial resources you need for growth. Unfortunately, some of the credit available to you today might not be there tomorrow if you exhaust your current lines of credit with a major purchase.

Leasing helps protect against inflation

When you purchase equipment, you must rely on depreciation to recover some of your costs. but this will inevitably be done with tomorrow’s inflated, less valuable dollars. Leasing helps put inflation on your side. It continually decreases the real cost of your lease payment because you will be paying with tomorrow’s eroded dollars.

Leasing offers potential tax advantages

Operating lease payments may be fully deductible as an operating expense verses bank loans where only the interest and depreciation are deductible.

Leasing builds credit history for your company

New businesses or companies with less than a consistent credit history can establish or re-establish a credit history to help them acquire future equipment as their business grows.